Pre-qualify in 60 Seconds.No Credit Hit.
We partner with two of the most-trusted home services lenders in the country so you can compare real outdoor living loan options before you commit to a single board. Soft credit pull only, fixed monthly payments, and no obligation to use them.
Compare both. Pick the one that fits.
- Visit Hearth
Hearth
Built for home services. Soft-pull pre-qualification in 60 seconds, multiple lenders compared in one form, fixed monthly payments with terms 2 to 12 years.
- Visit GreenSky
GreenSky
Bank-backed home improvement financing with promotional 0% APR options for qualified borrowers, instant credit decisions, and direct-to-contractor disbursement when funds release.
Half down, half on completion. That is it.
Most outdoor living contractors drip-feed invoices through the build. We do not. The price you sign at contract is the total you pay. Two transactions, no surprises.
- 01
50 percent on material delivery
The first installment is due when we deliver materials to your home. This covers the lumber, composite, hardware, and finishes your project requires.
- 02
50 percent on final walk-through
The remaining balance is due after we walk the finished project with you, you sign off on the punch list, and every manufacturer warranty is registered in your name.
- 03
No progress draws between
No drip-fed deposits. No mid-build invoices. No scope-creep change orders. The price you sign at contract is the total you pay.
Klema Builders does not earn referral fees or commissions on the financing partner you choose. We do not mark up the build if you finance it. The quote is the quote.
Questions homeowners ask before financing.
Get a real quote first. Financing is the easy part.
Take the 90-second quiz and we will text you a custom price range. Then you decide if and how to finance.